Self-Managed Super Funds

Learn how you can invest directly in residential or commercial property using the funds you’ve accumulated in your SMSF.

Take advantage of the tax incentives provided by a
Self-Managed Super Fund

Invest In Property Through a SMSF

Equity Gain has a team of Financial Planners and Accountants that specialize in the setting up and ongoing management and future planning of your SMSF.

We can arrange an obligation free appointment to explain to you how a SMSF works and assess your suitability to whether a SMSF will be the best fit for you. During this appointment, our team of Financial Planners and Accountants will also outline all the costs involved in establishing and maintaining a SMSF.

As a general point of reference, you need to have (between husband and wife) a starting balance around the $200,000 mark and be currently employed.

Self-Managed Super Fund Statistics

According to the latest statistics released by the Australian Taxation Office (ATO), close to 600,000 self-managed super funds (SMSFs) are now in operation, managing $747 billion in assets (from data as at March 2019).

Advantages Of A Self-Managed Super Fund

Many people have taken advantage of the added control of retirement savings a SMSF offers plus the ability to create diversification away from the volatility of share markets. However, for the true investors, the tax-free status a super has when you reach retirement age (60 years plus) is the icing on the cake. In retirement, assets inside a super fund are not subject to income tax or capital gains tax should you sell the asset.

Benefits of SMSF Property

  • Purchasing an investment property through your SMSF gives you great tax incentives
  • Rental income is taxed at 15%
  • Capital gains tax is only 10% if the property is held for over a year
  • Rental income tax and capital gains tax become 0% if you’ve retired and are receiving a pension from the fund
  • Effective way to diversify your superannuation investments

Contact Equity Gain today for a Free Consultation.

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Equity Gain are Property Investment Specialists who continually analyse the market so they can provide their clients up-to-the-minute advice about all aspects of the real estate market in Australia.

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