FINANCE

Need assistance with financing or refinancing your home? We’re here to help! Need a strategy for getting out of debt and managing those credit cards? We have proven solutions to get you on track! Need help with paying off your mortgage faster and saving money on tax? You’ve come to the right place. Equity Gain have secure strategies for managing all of the above problems, plus many more. We will assist you to build wealth and move forward financially. It's simple. When you have sufficient equity you can borrow the money you need to invest in property. Your repayments can be made by tenants and as an extra bonus the Federal Government provides tax concessions to property investors.

Equity Gain recommends and uses the members of the National Mortgage and Finance Association of Australia (MFAA) which is your guarantee that you are dealing with creditable companies. To gain membership to this prestigious organization, they have demonstrated their compliance with the MFAA’s code of ethics and their very high standards regarding all aspects of finance and property investment.

Their membership with MFAA guarantees that you will receive professional advice from finance and property experts and you have peace of mind knowing you are dealing with a highly ethical company.

Property and finance specialists at Equity Gain are fully qualified and accredited with all Major Banks and Financial institutions. Our brokers are in constant contact with lenders to source the most competitive rates in the industry, so that we can pass on the savings to you.

You might think that getting a loan for an investment property is simply a case of going to one of the four big banks and asking for a loan. This is actually what most novice investors do.

But, there’s a much better way. Experienced investors talk to a mortgage broker who ascertains which bank or finance institution will work best in your particular situation. Each bank (or non-bank lender) has different mortgage products to suit different lending situations. A bank that suits your next door neighbour may not necessarily suit you. To complicate the situation a little more, there are many different types of loan structures available and combining different loan products requires specialist knowledge.

how do you know which loan to choose? here are just a few that are available, all with their own criteria

  • Principal and Interest Loan
  • Interest Only Loan
  • Commercial Loan
  • Offset Loan
  • Redraw Facility
  • Line of Credit
  • Split Line of Credit
  • Reverse Mortgage
  • Capitalised Loan
  • Cross Collateralized Loan
  • Mortgage Elimination Loans
  • Fixed Interest Loan
  • Variable Interest Loan
  • Part Fixed/Part Variable Loan
  • Timed Interest Loan … and many, many more

LENDING PANEL

Inovayt Pty Ltd / Australian Credit License 391333
Impeccable Finance / Australian Credit Licence 396227
Blue Key Finance / Australian Credit License 364452